Free Crypto Tax Calculator India

DISCLAIMER: Cryptocurrency Investment & Trading in India

Important Legal Notice

1. Regulatory Status: Cryptocurrencies are NOT legal tender in India. The Reserve Bank of India (RBI) and the Securities and Exchange Board of India (SEBI) do NOT regulate, supervise, or provide any consumer protection for cryptocurrencies or virtual digital assets (VDAs).

2. High-Risk Investment: Cryptocurrency trading and investment carry EXTREMELY HIGH RISK. You may lose your entire investment. Cryptocurrencies are highly volatile, speculative, and subject to dramatic price fluctuations. Past performance is not indicative of future results.

3. No Government Guarantee: Cryptocurrencies are NOT backed by any government, central bank, or tangible assets. There is NO deposit insurance or investor protection scheme applicable to cryptocurrency investments in India.

4. Taxation: As per the Finance Act 2022, gains from transfer of Virtual Digital Assets (VDAs) are taxable at 30% (plus applicable surcharge and cess) under Section 115BBH. Additionally, 1% TDS is applicable on crypto transactions exceeding specified thresholds under Section 194S. No deduction for expenses (except cost of acquisition) or set-off of losses is allowed.

5. Legal and Regulatory Uncertainty: The legal and regulatory framework for cryptocurrencies in India is evolving and subject to change. Future regulations may restrict, prohibit, or impose additional compliance requirements on cryptocurrency activities.

6. Not Financial Advice: This converter tool is provided for informational and educational purposes only. It does NOT constitute financial, investment, legal, or tax advice. Do not rely on this information for making investment decisions.

7. Scam Alert: Beware of cryptocurrency scams, Ponzi schemes, and fraudulent investment schemes. The Indian government has issued multiple warnings about crypto-related frauds. Never invest based on unsolicited calls, messages, or social media promotions.

8. Consult Professionals: Before investing in cryptocurrencies, consult with qualified financial advisors, tax consultants, and legal experts who understand the current Indian regulations and your personal financial situation.

9. Use Regulated Platforms: If you choose to trade cryptocurrencies, use only KYC-compliant platforms registered in India that comply with Indian tax laws and Prevention of Money Laundering Act (PMLA) requirements.

10. Age Restriction: Cryptocurrency trading is only for individuals above 18 years of age who have the legal capacity to enter into contracts under Indian law.

11. Cross-Border Transactions: Cryptocurrency transactions may be subject to Foreign Exchange Management Act (FEMA) regulations. Ensure compliance with all applicable laws before engaging in international crypto transactions.

12. No Liability: The creators and operators of this converter tool accept NO LIABILITY for any financial losses, legal consequences, or damages arising from your use of cryptocurrencies or reliance on the information provided.

Government Advisory:

The Ministry of Finance, Government of India, has issued multiple advisories cautioning citizens about the risks associated with investing in cryptocurrencies, including:

• Lack of regulatory oversight
• Potential for complete loss of investment
• Vulnerability to hacking and fraud
• Use in illegal activities and money laundering

SEBI Position:

SEBI has clarified that cryptocurrencies and crypto-related products are NOT securities and do NOT fall under its regulatory purview. This means there is NO investor protection mechanism through SEBI for cryptocurrency investments.

By using this converter, you acknowledge that you have read, understood, and agree to this disclaimer. You accept full responsibility for any investment decisions you make regarding cryptocurrencies.

For latest updates on crypto regulations, visit: www.rbi.org.in | www.sebi.gov.in | www.incometax.gov.in

Last Updated: January 2026